Kelly

Getting Serious? Be Sure to Discuss These 5 Topics Before Taking the Leap

Dating in a “swipe right” world is much different than how your parents dated. Courtship has evolved into speed dating, dating apps, and inflated profiles. The good news is one aspect of dating hasn’t changed. Discussing life-changing deal breakers before making ultimate commitments is still a best practice. If you find yourself in a semi-serious relationship and are contemplating a commitment, be sure to address these common social topics, and their financial implications before moving forward.

Having Children

Wanting or not wanting children can make or break a relationship instantly. Know your preferences and don’t be afraid to engage in this conversation. Whether or not to have children can be a dynamic, life-changing decision. It also comes with a financial commitment of child-rearing costs, daycare, and tuitions. Make sure your partner shares your views.

Where to Live

If you’ve dreamt of country living and imagine yourself raising a family in a rural setting, you need to share this with your partner to make sure you’re not committing to someone who feels just as strongly about living in the city. Where you plan to establish your family will also have financial implications. Be sure to discuss your expectations so you can prepare together how best to manage the cost of living in your dream location.

Religious Beliefs

We often avoid discussing religion when we’re starting off a new relationship. However, if you’re considering a long-term commitment, it’s probably best to have these discussions. Aligning your moral compass with someone may be simple but adhering to a series of spiritual requirements or adopting a new faith altogether might be a deal breaker. Be candid and honest about what you expect. Religion can play a part in every aspect of life together including ceremonies, child-rearing, and obligations.

Division of Finances

Be clear about your spending decisions, setting up finances and investments. If you’re adamant about maintaining your own accounts, discuss it with your partner. Maybe you both agree to make all of these financial decisions together and jointly. Don’t be afraid to discuss credit scores, outstanding debts and plans for long-term savings. The more you’re able to address up front, the easier the transition will be into a committed partnership.

Career Goals

Maybe your dream is to be an entrepreneur. Maybe you want to climb the corporate ladder with your firm. Maybe you don’t want to work at all. Talking about your career goals and understanding your partner’s career goals can uncover potential deal breakers. Career choices will also directly affect your income as a household.

Disagreeing on any of these topics doesn’t necessarily constitute a breakup. It will, however, be a good indicator of shared beliefs and relationship compromise. Stick to your guns on those most important to you, but don’t be afraid to negotiate others. Compromising and settling are very different. Be willing to compromise, but don’t settle for someone who challenges your core beliefs. Discussing these before walking down the aisle can help eliminate a lifetime of resentment or costly separation later.

Communication and Relationships: Communication Is The Key To A Healthy Sex Life

Concept of gossip or love. Female lips speak in the ear. Flat design, vector illustration.

You know that feeling on Christmas morning, when you’re sitting down near the tree, and you’re excited because you’re pretty sure your special someone got you just what you wanted? But then, as the day goes on, you realize that they didn’t. Instead, they got you something that was very thoughtful, and a little insightful, but it wasn’t really what you had your heart set on.

That feeling? That mix of bittersweet and disappointment that you feel sort of bad for having, but still can’t shake off? There’s no reason you should feel like that in your sex life. If you find that sensation creeping in, there’s a sure-fire way to do away with it. It isn’t a huge secret, but it can take time to get used to it.

Tell Them What You Want… It’s As Simple As That

The reason you don’t get the gift you want, more often than not, is a lack of communication. Maybe you think you were being clear, but if you’re dropping hints hoping your significant other will follow the trail of breadcrumbs, there’s no guarantee they’ll reach the conclusion you wanted them to. If you want them to get to the right place, you need to post clear signs, and draw them a map.

Nowhere is this more true than when it comes to your sex life.

The problem is that a lot of us are embarrassed to talk about sex, or about what we want from sex. We think that if it isn’t spontaneous, and that if it isn’t born out of in-the-moment passion that it’s somehow not as genuine, or that it shouldn’t be as good. That thing where two people intimately know each other’s wants, though? That happens in one of two ways. The first is that you’re the protagonist in a romance novel, and the writer wants to make your love life seem perfect and magical. The second is that you and your partner have been together for a long time, and you’ve explored each other’s needs, grown together, and discovered all those red buttons and secret wants.

There is no shortcut to a great sex life, but you can speed up the process by not playing coy when it comes time to retire to the bedroom (or the living room, or the kitchen, or wherever your preferred place happens to be). You just need to take a deep breath, sit down with your partner, and be open with them about what you need from them.

You Might Find Buried Treasure, If You Start Digging

Open, honest communication is scary. Even if you love your partner, and you trust them, you are leaving a very private part of yourself exposed. But if you can’t be truly naked when it comes to your sex life, then when would there be a more appropriate time?

You’ll find something else happens when you’re direct, open, and honest with your partner, too. You end up learning that what you want might not really be all that hard to provide. Whether it’s how you like to be touched, what your fantasies are, or what things you’d really prefer your partner stop doing, you’re going to find those barriers that felt insurmountable are really just smoke and mirrors.

Because trying to figure out your partner’s sexual wants is a lot like being a safe cracker. If you’ve got a good ear, the right tools, and a lot of experience, you can tell when the tumblers have dropped, and you’ve gotten inside. But since you want your partner to get in, not giving them the combination in the first place isn’t really helping anyone.

When you’re getting divorced, the emotional aspect of it is probably on your mind more than the financial. You’re just trying to get used to the idea of being single again. So you may not pay too much attention to the way in which the finances are arranged. However, if you don’t pay attention to this aspect now, you’re sure to regret it later.
Expenses Increase After a Divorce
Let’s face it: two people living alone are going to spend more money than two people living together. When you only have one rent/mortgage to pay and when you’re buying groceries in bulk, you’re going to save money. So it’s important to make sure that you’re not putting yourself at a disadvantage, financially speaking.
Alimony and Child Support
Most women have to decide whether to apply for alimony and child support. Don’t let your pride prevent you from doing this because you’ll regret it later. You may already have a job but if your spouse was the main breadwinner, your job may not pay you as well as you need to support yourself and your kids. You’re not out to fleece your ex, only to get what’s needed for you and your kids to maintain a decent standard of living.
Splitting the Assets
Make sure that you know the value of any assets the two of you might own, like a house or a vacation home. You might end up selling these assets and splitting the proceeds. Or one of you might take one while the other will take the other. But if you opt not to sell, then don’t settle for the asset with a lower market value. Make sure you get your half of the assets, whether you choose to liquidate them or not.
Working It Out Amicably
The best thing to do is to work things out amicably with your ex-spouse, with both lawyers present, or a mediator, if that’s what you’ve opted to do. You don’t want things to get to the point where you’re fighting it out in court.

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