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Admitting that you were wrong is one of the toughest challenges many of us face.

It can be especially difficult when facing someone that means a great deal to you. It is counter intuitive though when often ceding this bit of ego can often be the best remedy for a wrong. There are many psychological reasons for this behavior and it comes naturally to most of us. The confidence required is a learned trait and here are some of the ways that you can master it.

Admission

Taking a moment to own up to your mistake is the first and most important step but also probably the most challenging. Something to think about to make it a bit easier is the positive outcomes. There really are no mistakes in life, only opportunities to creatively solve problems and to learn. We all are all going to be wrong about something, but stopping and learning is a huge advantage. Take your wisdom with you to your next opportunity. The chance for reconciliation is the other positive. While there isn’t always room for reconciliation, it is almost impossible without admitting your fault in the first place. Focus on these positive consequences rather than the negatives and it becomes easier to face the music.

Remember Your Strength

There is always an easy way and a correct way and the correct way is always the better choice. Owning up to your wrongs is the correct way but this also gives you power over your wrongs. This requires strength and is a major self esteem booster. Many people struggle to access this strength but we all have it and in this process it is important to remember how you’ve set yourself apart. Confident people make confident decisions and people will recognize this and it is important that you do as well.

Assuming Control

While it is true that you have very little control over the consequences you’ll face, you are able to control how you respond to them. By admitting you’re wrong, you are essentially putting the ball in someone else’s court. You are upholding your end of a trust bargain and they have to reconcile how they choose to respond. Once you’ve assumed this position, you can accept that you’ve done what you can. Putting yourself in a favorable position is always a good choice as well. For example, if it’s at work, being a good employee or coworker is a great way to have leeway to make mistakes.

Your Quality

Being wrong about something doesn’t make you as a person wrong. Low self-esteem will cause you to reinforce your beliefs about yourself which leads to guarding against being wrong, even to ourselves. There is always a chance to show your quality and remember, every human ever has made a mistake, so you’re not alone. You probably even have someone in your life who has wronged you that has remained in good standing despite their mistakes. If you’re capable of this empathy, other people are as well.

Making It Right

You can’t right every wrong in the eyes of another person, but you can always make it right with yourself. If you upset someone in the workplace, ask them what you can do to not make the same mistake in the future. Learn your boundaries with that person and respect them. If you gave a poor performance at something, be it a test or a work project or something else, either do better next time, or find a way to redo it and fix the mistakes. Don’t be afraid to ask someone how you can make it right either. In the end, finding peace with your wrongs is the best way to make it right for everyone involved, including yourself.

Admitting that we are wrong is a difficult lesson to learn. For some people, it comes a bit more naturally but all of us have to go through the process. Practice is the only way to get better so make sure to fit these tips into your routine and eventually you’ll reap the rewards of your efforts. You’ll see your relationships improve, better career performance and much higher self-esteem and there is very little that is more invaluable.

The Key to Success in your Relationship

If you want to demonstrate to your partner that you respect and care about them, try substituting “I” messages instead. When you start your statement with “I”, you are taking responsibility for the statement. It is less blaming and negative than the “you” message.

Try this formula: Your feelings + Describe the behavior + Effect on You

Here’s how it would sound..     “When I heard that you had to work this weekend, I was angry that you hadn’t asked me first if I wanted to spend time with you”.

It takes some practice at first, but with a little patience and time you will be communicating in a more positive way with your partner!

Couples and Relationships: 4 Things Couples Should Shape Up Their Mutual Finances

Handling your finances is one of the biggest metrics that determine when you’ve reached adulthood in the eyes of society, your parents, and potential romantic partners. Not having your finances in order is also something that can cause unwanted tension in a relationship, Living paycheck to paycheck has a sort of grunge appeal for those who like the starving artist lifestyle, but anyone who’s been on that diet for a while will recommend getting your act together in a big hurry.

So, whether you’re just starting a relationship, or you’re thinking about popping the question, here are 4 finance basics every couple needs to have on lockdown.

#1: Banking

Unless your wages are so low that you use check cashing services exclusively (which is a reality for a lot of people out there), you probably use a bank. And while you might think, “what’s the big deal? A bank is a bank,” they really aren’t all the same. For starters, ask if your bank requires a minimum balance to keep your account open. Look at the kinds of overdraft fees they charge, and ask if there’s an annual service fee. Lastly, if you have a money market account, or a savings account, look at what sort of interest your bank is giving you. You might be getting screwed without even thinking about it.

#2: Bills

We all know how bills work. They show up in the mail, you send them a check, and everyone’s happy. However, you might be paying a lot more for your bills simply because you’re not looking at them. For example, if you are paying a monthly car insurance or medical insurance bill, see how much money you’d save if you bought your insurance in 6 month intervals instead. That can take a chunk out of your savings for right now, but that hole will fill in pretty quickly over the next six months. Ask your power company if they give you a discount for enrolling in an automated bill paying plan, and see if your Internet provider can cut you a deal on your package. A lot of the time you can spend less just by asking.

#3: Budgeting

If you had economics in school, you know how budgeting works. You sit down, figure out how much money you make a month, and then figure out how much you spend. If you know your gym membership is $19.99 a month, you put that in your budget. If you know your Internet is $39.99 a month, you put that in your budget. Fill out all the things that are a solid fee every month first.

Once you have your known values, you assign the variables. For example, sometimes your power bill is $25, and sometimes it’s $50. You’re better off assuming that it will be $50, because that way you have money left over at the end if it’s low. The same goes for your fuel costs, and any other costs that are central to your life. After that’s figured out, you assign a value to everything else. That’s food, clothes, savings, entertainment, etc.

A word to the wise; don’t budget down to the penny if you don’t have to. A flexible budget is a forgiving budget, and you should be able to cover costs as you need to. Small costs, like a hike in gas prices or needing to get a new pair of shoes for work, anyway. Bigger costs will have to come out of savings.

#4: Plan Long-Term

This one doesn’t start with a B, but it’s no less useful. One of the keys to financial success is being able to plan for long-term goals in your life. For example, rather than buying a cheap $20 pair of work shoes every two months, buy a $60 pair of work shoes that will last for several years. Rather than buying fast food for lunch every day, buy bulk food you can eat for weeks.

A lot of this seems like common sense, but it’s surprising how much money we save once we start knuckling down on our in-the-moment pleasures, and keep our eyes on the long-term prize.

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